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Author Topic:   "Junk Social Science" in misleading bankruptcy study
SPQR
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posted 07-27-2007 12:53 PM     Click Here to See the Profile for SPQR     Edit/Delete Message   Reply w/Quote
So says Todd Zywicki in this commentary about a "study" of the causes of bankruptcy, presented to Congress, that claimed that half of bankruptcies had a medical cause.

Of course there is a tie in to Michael Moore, as this is an effort to push nationalized health care.

quote:
The study's central findings were that 54½ percent of all bankruptcies have a "medical cause" and 46.2 percent of all bankruptcies have a "major medical cause." Even if this were true, bankruptcy law already provides adequate safeguards for the special problems posed by medical bankruptcies, as one of us (Mr. Zywicki) testified at the hearing. But it is not true. And the only way to make such a claim is to gerrymander the definition of medical bankruptcies to generate the desired results — true junk social science.

For example, the study classifies uncontrolled gambling, drug or alcohol addiction, and the birth or adoption of a child as "a medical cause." There are indeed situations in which a researcher may legitimately classify those conditions as "medical," but a study used to prove Americans are going bankrupt as a result of crushing medical debt is not one of them.

A father who has gambled away his family's mortgage payment is not the victim of crushing medical bills. Similarly, new parents who find they can no longer afford their previous lifestyle now that one of them has to stay home with the baby will usually find the obstetrician's bill the least of their problems. Babies are a financial hardship even when hospitals give them away free.


[This message has been edited by SPQR (edited 07-27-2007).]

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